Saturday, December 7, 2013

What To Do If You Lose Your Job


If you have just lost you job, you may be unsure what your next step is. First, you want to remain calm so that you can make the necessary decisions to get through this time. You will need to take care of your finances first and then try to find another job. The sooner you face the fact that you lost your job and take the necessary steps, the better your chances will be to avoid financial problems and to find new full-time employment.

Take a Look at Your Finances

Once you have lost your job, the first thing you want to do is take a look at your finances. You want to calculate all of your outstanding debt and how much savings you have available. If your company has agreed to pay you any extra pay, such as annual leave, redundancy pay, or long-term service pay take this into account when calculating your savings. Try to determine how long you will be able to pay your current bills before you run out of money. This will give you a good idea of where you stand financially.

You can start cutting back cost by cancelling any subscriptions or payments that are not necessary. You also need to rework your budget and cut it back as much as possible. You are likely going to have to change your lifestyle for a little while until you are back on your feet again. If you start falling behind on some of your bills, contact your creditors as soon as possible to make alternative payment arrangements if possible.

Apply for Benefits

Gather all of your paperwork together, such as proof of income and all of your termination papers. You may need this information when applying for unemployment benefits. Next, you want to contact the Centrelink Service Centre to apply for benefits to help you through this time. The type of benefits you may qualify for depend on your specific set of circumstances, such as marital status, family size, assets and any extra pay provided by your employer. These extra benefits are designed to help you meet the needs of running your household. You will be eligible for these benefits as long as you are currently looking for a job or in a training program.

Start Applying for Jobs

Once you have your finances in order, you should start applying to jobs. If you are having trouble creating a resume, writing a cover letter, or any other job search issue, plan to attend a Job Seekers Workshop offered by the government. These workshops can give you some great ideas on how to find another job. The government also offers job search support services at Service Centres across the country. They offer free use of their computers and printers for job searching purposes. You may have to send out numerous resumes and apply to many jobs, but do not get discouraged, the right job will come along.

Do Volunteer Work

If you are out of work for more than a few weeks, you may want to consider doing some volunteer work at a local agency or non-profit organisation. This will give you something to include on your resume during your lapse of work. It may also give you a great reference that you can use when applying for new jobs. In addition, it will also help your during this time to stay busy and productive, and many non-profits are in desperate need of volunteers.

Many people in Australia are facing unemployment, so you are certainly not alone in this. The government has set up some great programs that are designed to get you through this time. If you stick with your plan and work hard, you will find another job and stay on top of your finances too.

This article is brought to you by Richard from Simple Living Australia, a personal finance and lifestyle blogger who covers a range of financial topics including; debt, savings, investing, money mgmt and more.

1 comments:

邓洁 said...

Karen Karbo's Your Gospel As outlined by Coco Chanel is definitely out from rolex replica Blouse Creating. Nevertheless genuine on the heart involving their issue, Coco Chanel About three Several weeks 1962 by simply Douglas Kirkland via Glitterati Creating, is often a lovely caffeine kitchen table e-book containing the two fashion along with chemical. Douglas Kirkland is currently writing throughout gucci replica the launch, "This is around whom the girl ended up being, whom My spouse and i ended up being along with precisely how the girl influenced my well being. " In get older 35, Kirkland, a new photojournalist in rolex replica job pertaining to Search Mag, satisfied Chanel, who had previously been seventy nine back then, along with chronicled about three several weeks throughout your ex lifestyle throughout 1962. By way of a few non colored documents images which have been while luscious, mannered along with thoroughly Chanel-esque, Kirkland starts up your burberry replica readers' eyesight for you to guiding your runway views along with exceptional personalized instances. Kirkland is currently writing on this simple interval throughout Paris, france coming from a rolex replica personalized standpoint showing in the chats while using adored Mademoiselle Chanel.

Post a Comment

I love comments!! Thanks for taking the time!